Helpful Links and Documents

What to Expect and Not to Expect From a Business Mentor
Read what Ken Yancey, CEO of SCORE has to say

SCORE Reference Card.  Many useful phone numbers and e-mail addresses for your business.
Score Resource Guide

Am I Ready to Start a Business?

We won’t kid you. It’s not easy. Not everyone is ready for it, but the rewards are huge. We suggest that you start with these articles to see if you have the right personality and a workable idea.

Get Your Business Started - and some legal documents for you

Before you get going, consider some of the points in this document.
Top 10 Reasons Small Businesses Fail

How do I start a business? Here’s a guide to step you through the process.
How To Really Start Your Own Business

Here are some free legal documents and articles you may need.
Note.  The link does not imply that we endorse this organization.
Documents and Articles

What are the rules in California? How do I register my business? Here’s some excellent information from the Governor’s Office of Business and Economic Development.

e-Business

How do I start an e-Business? How can technology help me with me business? Where can I get more information?

Labor Laws, Contractors, Healthcare

What do I need to know about healthcare and labor laws?

Licensing & Permit Information

Please note that there may be more information provided than you need. This link gives all authorities that you may need to work with.

Loans & Financial Matters

The team at reviews.com researched 116 credit card processors to find the ones that offer straightforward fees, stellar customer service and won’t lock you into a long-term contract. They created a comprehensive guide to help business owners choose the right credit card processor for their specific needs. They examined which processor is best suited for large transactions, newcomers, online/offline integration, ecommerce and established nonprofits. The results of the analysis can be viewed at
Credit Card Processors

Need a Loan?

The starting point is a business plan. Refer to the information in the section on Business Plans.  SCORE  LA offers workshops on the basics of a business plan. Our mentors are happy to go over your business plan when you are ready.

Bank criteria for lending to existing and start-up businesses
Bank Loan Requirements

Opportunity Fund: A nonprofit that lends up to $100,000.
Opportunity Fund-Access to Capital

VEDC: A nonprofit that helps small businesses that don’t qualify for traditional bank lending
VEDC

Crowdfunding Cheat Sheet by Kathleen Minogue of Crowdfund Better
In English
In Spanish

Crowdfunding: an alternative financing approach
SBA Crowdfunding Notes

Financing and Other Business Assistance Programs
Financing Resource Guide 2016

Camino Financial, an online lender specializing in the Hispanic community, has provided these articles and videos on business loans.
How to Get Early Stage Funding 9-15-15 – Article
How to Get Early Stage Funding – Video
Understand Your Business Credit and Get Access to Cheaper Capital 7-25-14 – Article
Myth or Truth?: I Cannot Get Credit if I Have Only a Tax ID 6-26-15 – Article
Think You Don’t Need Business Credit? Think Again – Article
How to Prepare Your Business for a Bank Loan – Video

The SBA International Trade Loan Program
SBA Export Loan Programs – 06.12.14

The SBA list of banks and their SBA lending, 2nd quarter, 2014
Lender Ranking, 2nd Quarter FY14
If you want further information on which banks might be the best to approach about a loan, contact Terri Billups, Assistant District Director Lender Relations at the SBA
terri.billups@sba.gov 818-552-3298

A guide from the Pan American Bank
Small Business Loan Guide – 2014-01

The myth of free grant money
No Free Grant Money

Templates that may be helpful

Cover Letter to Bank
Financial History & Ratios
Personal Financial Statement

Interesting article from the Harvard Business Review

Growing a Start Up without Outside Investors – Chobani – Oct 2013

How do I improve my business finances? Pay my business debts? Where do I get money?
Before you search for funding of any type, please review information available at the following links:

  • SCORE Visa Financial Management Workbook: Manage Your Business Finances Better
  • SCORE Business Debt Relief Guide: How to Pay Business Debts You Can’t Afford
    Business Assistance Tools and Programs
    Los Angeles Mayor's Office - Doing business in LA

    Here’s a link to the Los Angeles Mayor’s website. It has useful information for doing business in Los Angeles.

  • Los Angeles Mayor’s Office
  • Non-profit? Where can I get help?

    SCORE is focused on the “for profit” sector. If you are an established not-for-profit organization: refer to Executive Service Corps. Click here

    If you are a new (not yet established) not-for-profit organization, refer to the Center for Non-Profit Management.  Click here

    The Flintridge Foundation offers courses that will help you with setting up and managing a non-profit organization.  Click here

    Where can I find an accountant or an attorney?
    Setting Up a Board

    How do I set-up a board of directors? Please see resources from Boardwalk Consulting. Click here

    Small Business Administration links
    State and Federal Tax Information
    US Government Agencies and Resources
    Top